Abstract: Based on the theory that how the capital adequacy condition, asset quality and liquidity influencing the development of Chinese commercial banks’ interbank assets, combined with relevant statistical data from 2010 to 2015, the article will make the empirical analysis. The result of the empirical analysis shows that the larger the capital adequacy ratio is, the larger the interbank assets accounting are; the looser the regulatory policy is, the larger the interbank assets accounting are. In addition, there is a positive correlation between the interbank assets accounting of large banks and provision coverage. On the basis of the conclusion, the article will give some feasible suggestions to promote the development of banks’ interbank business to be more and more healthy and stable.
Keywords: interbank assets; financial regulation; development situation