[摘要]从“三农问题”概念的提出，到党的十六大提出建设社会主义新农村，农业日益受到重视。农业是我国国民经济的基础，农村经济的发展对我国整体经济发展有着很大的影响。而农村金融发展直接影响农村经济和社会发展，我国是发展中的农业大国，金融是经济的血脉，农村金融市场对其经济的发展起着至关重要的作用。但是，当前我国农村金融存在明显的金融支持不足，对农村经济增长的推动不力。因此，本文基于对农村金融发展对农村经济增长的影响的各项研究结论进行分析，并结合当前我国农村金融发现现状，拟提出农村经济发展的合理化建议。
[关键词]农村金融；农村经济；影响；对策
Abstract
From the “three rural issues” the concept of the party’s 16 big proposes the construction socialism new countryside, agriculture is valued. Agriculture is the basis of our national economy, the development of the rural economy of China’s overall economic development has a very big effect. And the rural financial development directly influence the rural economic and social development, our country is in the development of agricultural country, finance is the veins of economy, the rural financial market for its economic development plays a vital role. However, the current our country rural financial obvious lack of financial support to rural economic growth and the promotion of the poor. Therefore, this article is based on the rural financial development of rural economic growth of the influence of various research conclusion to carry on the analysis, and combining the current situation of rural financial found in China, and put forward to the development of rural economy rational Suggestions.
Key Words：Rural finance; Rural economy; Influence; countermeasures
目 录
二、农村金融体系现状………………………………………….. 2
二、农村金融发展存在的问题…………………………………….. 2
（一）农村金融体系不健全…………………………………….. 2
（二）农村信贷资金投放不足与严重外流并存………………………. 2
（三）农村金融服务机制落后及服务品种单一………………………. 3
（四）农业金融防范风险体系欠缺……………………………….. 3
三、农村金融与经济协调发展的对策与建议………………………….. 3
