摘 要
随着经济全球化步伐的加剧，金融业呈现日趋激烈的竞争态势，中国加入世界贸易组织以后，受金融改革的不断深化、金融市场竞争的不断加剧及利率市场化等因素的影响，我国商业银行的中间业务也不断发展起来，中外商业银行在中间业务市场上的争夺上必将日趋激烈。中间业务在飞速发展的同时也出现了种种问题，本文在介绍我国商业银行中间业务发展现状的基础上，对开展中间业务过程中遇到的问题进行分析，并找到制约我国商业银行中间业务发展的因素，亦提出了相应的对策，对我国银行的发展具有一定的指导意义，相信我国商业银行的中间业务会有一个优良前景。
关键词：商业银行；中间业务
Abstract
With the pace of economic globalization aggravate, financial industry is more and more intense competition, China’s accession to the world trade organization, the financial reform deepening, the financial market competition intensified and the marketization of interest rate and other factors, our country commercial bank’s intermediate business has been developed continuously, domestic and foreign commercial banks in the middle of the business market the competition is sure to be more fierce. The intermediate business in the rapid development at the same time also appeared many problems, this paper introduces our country commercial bank middle business development present situation in the foundation, to develop intermediary business problems encountered in the process of analysis, and find the restrict our country commercial bank middle business development factor, also put forward the corresponding countermeasures, on the banks of our country the development has certain direct sense, I believe our country commercial bank’s intermediate business will have a good prospect.
Key words：Commercial bank; intermediary business
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