目 录
我国小额信贷机构发展问题研究
小额贷款自从出现以来，在全球的范围内获得了广泛的发展。通过对世界银行的统计发现，现在的发展中国家已经有7000多家的小额贷款机构，全球的小额贷款周转金估计可以达到25亿美元。小额信贷在50多年的历史发展进程中，特别是从20世纪80年代以来，在亚洲、南美和非洲等许多国家，和地区得到了广泛推广，在解决微小企业和贫困农户融资问题上取得了成功，小额信贷成功的国际经验值得我们借鉴和推广．
我国的小额信贷虽然已有十多年的发展，但由于还有很多的因素影响，我国小额信贷才没有得到预定时的持续性地发展，使得再其作用远远没有完全发挥其自身的作用。本文从这一背景出发，通过梳理小额信贷发展的相关理论和分析目前我国小额信贷发展存在问题，对我国小额信贷的持续性发展提出建议。
小额信贷、农村小额信贷、发展对策
Microcredit since the emergence of a wide range of development on a global scale. According to World Bank estimates that in developing countries has more than 7,000 microfinance institutions to provide credit services for 16 million poor people, the world’s micro-loan revolving fund is estimated at $ 2.5 billion. Microfinance in the 50 years of history in the development process, especially since the 1980s, many countries in Asia, South America and Africa, and regions have been widely achieved in solving the financing of small enterprises and poor households successful microfinance success of international experience we can learn from and promote.
China’s micro-credit has been more than 10 years of development, but due to many factors, China’s micro-credit has not been continuous development of its poverty reduction impact of far play. Departure from this background, combing through microfinance development of relevant theory and analysis of the current development of China’s micro-credit problems, make recommendations to the sustainable development of microfinance.
microfinance, rural microfinance, development strategies
