目   录

 

摘     要. 2

Abstract 3

1 绪  论. 5

1.1选题背景和意义. 5

1.2文献综述. 5

1.2.1 典当融资的发展背景. 5

1.2.2 典当融资的分类与特点. 6

1.2.3 典当融资的比较优势. 7

1.2.4 典当融资对中小企业的适用性. 7

1.3研究方法与设计. 8

1.4研究内容. 8

1.5研究路径. 8

2 中小企业典当融资的适用性分析. 10

2.1 典当行业的现状. 10

2.2 典当行业的环境分析. 10

2.2.1 政治环境. 10

2.2.2 经济环境. 11

2.3 典当融资的比较优势分析. 11

3 浙江中小企业典当融资的调查分析. 13

3.1 调查背景及材料获取情况. 13

3.2 浙江中小企业调研问卷分析. 13

3.3典当融资风险产生的原因. 16

4 对防范浙江典当融资风险的对策及其建议. 17

4.1 对策分析. 17

4.2 对促进典当融资有序发展的建议. 18

5 结  论. 19

5.1 本文的研究结论. 19

5.2 本文的局限性. 19

参考文献:. 20

 

 

 

 

 

摘     要

改革开放以来,中小企业发展十分迅速,并且在我国经济生活中所处的地位和所占的份额也越来越重要。根据国家发展改革委的统计,中小企业所创造的最终产品和服务的价值占全国国内生产总值的60%左右,生产的商品占社会销售总额的60%,上交的税收己经超过我国税收总额的一半,而浙江作为我国的经济发展突出的大省来说,城镇就业岗位中有80%左右是由中小企业提供的。但融资难长期以来一直是制约浙江中小企业发展的一大瓶颈,浙江中小企业获得的银行贷款只占贷款总额的30%不到;同样,这也是广大发展中国家的中小企业共同面临的一个问题。典当融资作为一种比较新型的融资方式,随着整个经济环境和社会环境的巨大变化。本文从典当融资的角度出发,力图从理论上探讨典当融资对于缓解浙江中小企业融资约束的可行性,并通过分析典当融资所具有的功能优势,为典当业发展和深化浙江中小企业融资服务提出了一些对策和建议。

关键词:浙江;中小型企业;典当融资;

 

Abstract

Since the reform and opening up, the medium and small enterprises in China is developing very rapidly, and in the country’s economic life of the position and the share of more and more important. According to the national development and reform commission of statistics, small and medium enterprises to create the final products and services of value accounted for about 60% of GDP, and the production of goods accounted for 60% of the total amount of social marketing, delivers the tax has been more than half of the total amount of the tax, and zhejiang as the economic development of our country and prominent province for, zhejiang town jobs in 80% or so is by small and medium-sized enterprises provide. But financing has long been a restriction of the development of smes bottlenecks, in small and medium-sized enterprises in zhejiang get bank loans accounted for only 30% of total loans less than; Also, this also is the developing countries of small and medium-sized enterprises facing a problem. Hock financing as a kind of more new financing way, with the economic environment and the great changes in social environment, to pawn the survival and development of the industry has become a new challenge. This paper, from the point of view of the financing pawn, in this paper tries to pawn to relieve financing smes financing constraints of feasibility, and through the analysis hock financing as the function of advantages, for developing and deepening pawnbroking smes financing service puts forward some countermeasures and Suggestions.

 

Keywords: ZheJiang, SMEs, financing pawn

 

发表回复

您的电子邮箱地址不会被公开。 必填项已用*标注

本站所有资源版权均属于原作者所有,这里所提供资源均只能用于参考学习用,请勿直接商用。若由于商用引起版权纠纷,一切责任均由使用者承担。更多说明请参考 VIP介绍。

最常见的情况是下载不完整: 可对比下载完压缩包的与网盘上的容量,若小于网盘提示的容量则是这个原因。这是浏览器下载的bug,建议用百度网盘软件或迅雷下载。 若排除这种情况,可在对应资源底部留言,或联络我们。

对于会员专享、整站源码、程序插件、网站模板、网页模版等类型的素材,文章内用于介绍的图片通常并不包含在对应可供下载素材包内。这些相关商业图片需另外购买,且本站不负责(也没有办法)找到出处。 同样地一些字体文件也是这种情况,但部分素材会在素材包内有一份字体下载链接清单。

如果您已经成功付款但是网站没有弹出成功提示,请联系站长提供付款信息为您处理

源码素材属于虚拟商品,具有可复制性,可传播性,一旦授予,不接受任何形式的退款、换货要求。请您在购买获取之前确认好 是您所需要的资源