摘要

市场以及大数据的迅猛发展，随之而来的是世界对于数据整合分析、财务风险的规避的关注。财务问题牵动着世界的目光，影响着企业的发展。从美国经济危机开始，财务风险问题更是成为了企业目前最需解决的问题，企业如何解决资金整合利用、规避财务风险备受瞩目。有效的规避并解决财务风险能够为企业减少不必要的损失，带来更多收益。

本文对企业财务风险相关问题进行研究和阐述，并且根据学者的相关研究，阐述财务风险存在的类型和处理财务风险的原则，作为理论基础。又从财务风险问题产生的原因方面着手，结合文献和理论数据进行了分析和概括，阐述出企业共通的财务风险及企业财务风险的危害。本文最后以广远房地产公司为例，分析了广远房地产集团在财务管理方面存在的问题，同时针对问题进行分析，为企业的财务风险规避和防范带了可操作的建议。

关键词：财务风险；资金；风险管理；广远房地产集团

Abstract

The rapid development of the market and big data, followed by the world for data integration analysis, financial risk avoidance concerns. Financial problems affect the eyes of the world and affect the development of enterprises. From the beginning of the American economic crisis, the financial risk has become the most urgent problem for the enterprise. How to solve the problem of how to solve the financial integration and avoid the financial risk has attracted much attention. Effective avoidance and resolution of financial risk can bring more benefits to enterprises to reduce unnecessary losses.

This paper studies and expounds the related problems of enterprise financial risk, and expounds the types of financial risks and the principles of dealing with financial risks according to the relevant research of scholars, as the theoretical basis. It also analyzes and generalizes the causes of financial risk, combines literature and theoretical data, and expounds the common financial risk and the harm of enterprise financial risk. Finally, Guangyuan Real Estate Company as an example, analyzes the existing in the financial management of Guangyuan real estate group, at the same time for the analysis, to avoid and prevent the feasible suggestion of enterprise financial risk.

Key words: Financial risk; capital; risk management; Guangyuan real estate group

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（一）研究背景····························································································· 1

（二）研究目的及意义···················································································· 1

1.研究目的····························································································· 1

2.研究意义····························································································· 1

（三）国内外文献综述···················································································· 2

1.国外文献综述······················································································· 2

2.国内文献综述······················································································· 2

（四）研究的主要内容···················································································· 3