徽商银行的不良资产现状分析及对策研究毕业设计_计算机程序设计_计算机设计辅导_计算机设计代做_java_安卓_小程序_springboot_ssm计算机程序设计资料网

徽商银行的不良资产现状分析及对策研究

摘要：在过去的三十年，我国综合实力有了巨大地提高，经济实力在国际上排在前列，人民生活水平得到巨大的改善，但金融业作为国民经济的核心内容，其体制的改革和其他行业一样在适合社会主义市场经济的发展内都取得相当不错的成绩。但可以看出，金融业的改革在很多方面都相对落后其它行业，如社会、经济和经济等方面的改革，我国银行业商业化改革道路还很艰辛，无论是组织结构与、经营机制或者是行为方式，我国的商业银行与世界的真正商业银行具有非常大的差距。在我国银行体系面临众多问题中，最为突出的问题是银行的不良资产长期居高不下。徽商银行作为安徽省唯一一个的城市商业银行，在几年的发展过程中取得非常显著的问题，但在发展过程同样面临着资产不良现象。本文针对徽商银行资产不良问题进行分析，阐述徽商银行产生不良资产问题的原因及特点，并提出解决该问题的有效对策。

关键词：徽商银商，不良资产，资产管理公司，现状，对策

Abstract : In the past three decades , China’s overall strength has improved tremendously , economic strength in the international top row, people’s living standards improved dramatically , but the financial industry as the core of the national economy, reform its institutions and Like other sectors in the development of the socialist market economy fit have achieved very good results . It can be seen that the reform of the financial sector are lagging behind in many areas of reform in other sectors , such as social , economic and other aspects of the economy , the reform of China’s commercial banking sector is still the road hard , both organizational structure and operating mechanism or behavior , China’s commercial banks and commercial banks in the real world with a very large gap. In China’s banking system faces many problems , the most prominent problem is the long-term high -performing assets of banks . Anhui Merchants Bank as the only city commercial banks , has made a very significant problem in the development process in a few years , but in the process of development is also facing negative phenomena assets. This paper for the analysis of non-performing assets problem Merchants Bank , Merchants Bank explained the reasons for non-performing assets to generate and characteristics , and proposed countermeasures to solve this problem effectively .

Keywords : Merchants Bank providers, non-performing assets , asset management companies, the status quo , countermeasures