内 容 摘 要
民间借贷 法律规制 完善
folk lending in the country’s economic development is playing the more and more major role, but also to the existing problemsThe more outstanding. Folk lending widespread existence in our country, but in the law of the folk lending no detailed regulation, also did not include financial regulatory system, so give folk to borrow money to legal status can’t wait. In our legal system in, is not about folk lending special laws and regulations, and the relevant provisions of the existing chaotic, there are many disadvantages, our country should make special folk as soon as possible loan contract laws and regulations for solving dispute in folk lending, and promote the healthy and orderly development of the folk lending. Use of private capital for the rapid development of our country’s economic construction fund, prosperity, our country’s market economy.
Therefore, this paper on China’s folk debit in the current status of development in detail, from the middle finger of occurrence phase our country folk debit and credit problems; finally according to our country civil problems, put forward some solutions, mainly from the standard folk lends money the contract, establish and improve the folk debit and credit legal system, standardize and guide folk borrowing behavior, making clear the financial enterprise credit legal effectiveness, the establishment of China’s folk credit supervision system and perfect management system of private lending support suggestions, and hope that these suggestions on Chinese folk credit standardization development must have the help of.
Keywords: folk lending law regulation is perfect