摘 要
随着我国经济形势不断向前发展，我国保险行业也随之水涨船高。但与保险行业的的蓬勃发展相比，我国保险行业的相关法律条例却远没有跟上行业的发展。近些年来，随着保险的种类、数量的不断增多，危险增加的速度也越来越快。为了帮助投保人与保险人减少在危险增加条款上的争端,本篇论文首先对危险增加通知义务在基本问题、立法规定的缺失、与他国法律相比、完善相关法律法规等方面进行阐释，进而期待在司法实践中使得法院具备明确的裁判依据，从而减少了判决冲突的可能性。其次，这会使我国保险行业的相关法律条例跟上行业的发展。再者，这会促进保险合同相应条款的解释更加明确。
关键词：危险增加义务；保险法； 完善
With the development of China’s economic situation, China’s insurance industry are also rising. But compared with the vigorous development of the insurance industry, relevant laws and regulations of China’s insurance industry is far not kept pace with the development of the industry. In recent years, with the increasing variety and quantity of the subject matter, the danger increased faster and faster. In order to help the insured and the insurer to reduce the increased risk provisions in dispute, this article first of all dangerous obligation in question, legislative provisions of missing, compared with the laws of other countries and improve relevant laws and regulations and other aspects of interpretation to look forward to in judicial practice, thereby reducing the likelihood of conflicting judgements. Second, this makes the relevant laws and regulations of China’s insurance industry keep up with industry developments. Furthermore, it will promote a more clear interpretation of the corresponding provisions of the insurance contract.
Key words： Dangerous to increase obligation; insurance; Perfect
目 录
4.危险增加通知后保险合同解除前发生的保险事故的保险责任承担问题
4.危险增加通知后保险合同解除前发生的保险事故的保险责任承担
4.危险增加通知后保险合同解除前发生的保险事故的保险责任承担
