关键词：商业银行 不良资产 成因
Countermeasures of prevention of Non-performing Assets of Commercial Banks in China
Commercial Banks of bad assets in the development of modern financial industry is an important problem.In more than 10 years of non-performing assets disposal work,has obtained the certain stage achievement.But because our country is still exist system and environmental factors,a lot of bad assets disposal method can not play the expected effect.
Combining with the actual situation of commercial Banks for commercial Banks non-performing assets causes of the demonstration.The specific content including,first by introduction about commercial Banks non-performing assets research background,and then detailed analysis of the commercial Banks in China of the present situation of bad assets, mainly through our country commercial bank of bad assets of the general situation and China’s commercial Banks non-performing assets to the characteristics of the analysis of the two; Once again about the our country commercial bank of bad assets the cause analysis and put forward the countermeasures to dispose of bad assets and its Suggestions,have the financial legal system,strengthen the creditor’s rights protection,mandatory disclosure, strengthen risk supervision,adhere to the principle of commercial Banks,to ensure management and promote independent business process reengineering,establish and perfect the internal control mechanism in such aspects as bank of countermeasures.
Key words: commercial bank bad asset cause