摘 要:金融产业一词在世界兴起,而金融业的发展对经济的发展起到了举足轻重的作用。金融产业,最早在2003年的英国政府文件,能源白皮书中出现。而如今我国大庆已有诸多市及自治区开始发展金融产业,大庆也参与其中。同时我们应该看到,尽管发展金融产业具有巨大的潜力,但在具体实施中还存在诸多问题。因此,金融业要在发展经济的过程中发挥重要作用。金融支持经济发展的作用主要体现在四个方面对资源配置,经济增长,稳定结构的演变和社会。其中,在资源贡献分配金融业对国民储蓄和储蓄转化为投资的动员。在支持经济增长的财政贡献可以分为直接和间接的贡献。直接的贡献是由金融业自身发展的价值创造的,间接的贡献是通过投资来实现。金融业的结构演进的发展是在金融行业外部市场环境变化密切相关。什么样的产业结构,就有什么样的金融产业结构。经济发展是沿着农业产业和服务等过程工业。金融业是经济增长过程中是最活跃,最幂函数,需要结构和自身规模的大小,在很大程度上,取决于产业结构的发展。本文从大庆在金融支持下金融产业发展的现状、发展中存在的问题以及解决对策等方面进行浅析,以期能为大庆金融产业的发展作出贡献。
关键词:大庆;金融产业;发展模式
Abstract: the financial industry a word in the world, and the development of the financial industry for economic development plays a role play a decisive role. The financial industry, is the earliest in the British government documents in 2003, energy white paper. Now many city and autonomous region, China has started the development of the financial industry, Daqing is also involved. At the same time, we should see, although the development of the financial industry has great potential, but there are still many problems in the concrete implementation. Therefore, the financial sector should play an important role in the process of economic development. The role of financial support for economic development is mainly reflected in four aspects of the allocation of resources, economic growth, stable development and social structure. Among them, in the resource distribution of financial industry on national savings and savings into investment mobilization. In the financial contributions to support economic growth can be divided into direct and indirect contribution. A direct contribution is the development of the financial industry’s own value, indirect contribution is realized through the investment. The development of the financial industry structure evolution is closely related to the financial industry changes in the external market environment. What kind of industrial structure, there is what kind of financial industry structure. Economic development is along the agricultural industry and service industry. The financial industry is in the process of economic growth is the most active, most power function, need the structure and the size of its own, to a large extent, depends on the development of industrial structure. This article from the Daqing in the financial support status, financial industry development in the problems and measures in aspects, to contribute to the development of Daqing financial industry.
Keywords: Daqing financial industry; development model
目 录
1 前言……………………………………………………………. 3
1.1本文研究背景及现实意义…………………………………….. 3
1.1.1本文研究背景…………………………………………. 3
1.2国内外研究现状…………………………………………….. 4
1.2.1国外研究现状…………………………………………. 4
1.2.2国内研究现状…………………………………………. 5
2金融产业发展概述………………………………………………… 6
2.1金融产业含义………………………………………………. 6
2.2金融发展理论的基本理论…………………………………….. 6
2.3大庆金融产业的发展现状…………………………………….. 7
3.大庆金融产业发展模式方向……………………………………….. 8
3.1区域经济促成个性化的金融服务需求………………………….. 8
3.1积极扶持金融产业的发展…………………………………….. 8
3.3金融产业支持“三农”产业稳定发展………………………….. 8
4.大庆金融产业发展模式中存在的问题……………………………….. 8
4.1金融产业融资机构比较的单一………………………………… 8
4.2金融产业和企业高负债率之间的矛盾突出………………………. 9
4.3金融产业缺乏内部管理……………………………………… 10
4.4金融产业的发展缺少相关政策扶持……………………………. 10
5.1大力调整金融产业结构……………………………………… 10
5.2确立大庆金融产业的统一发展模式……………………………. 11
5.3完善金融产业内部治理结构………………………………….. 11
5.4创造良好的法律环境和政策环境……………………………… 11
6结 论…………………………………………………………… 12
参考文献…………………………………………………………. 12